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The Croatian Health Insurance Fund is a quasi-public body that administers the universal health care system in Croatia. Established in 1993, the HZZO is the country's national social health insurance fund and its primary source of health financing. As of December 2013, 4.29 million people received health insurance coverage through HZZO.

Croatian Health Insurance Fund
Hrvatski zavod za zdravstveno osiguranje
Hzzo logo.png
Agency overview
Formed 21 August 1993 (1993-08-21)
Headquarters 3 Margaretska Street,
Zagreb, Croatia
Employees 2,407
Annual budget HRK 23.5 billion (c. €3.1 billion)
Minister responsible
Agency executive
  • Tatjana Prenđa Trupec, Director
Website www.hzzo.hr

The Croatian Health Insurance Fund (Croatian: Hrvatski zavod za zdravstveno osiguranje or HZZO) is a quasi-public body that administers the universal health care system in Croatia. Established in 1993, the HZZO is the country's national social health insurance fund and its primary source of health financing. As of December 2013, 4.29 million people received health insurance coverage through HZZO.

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